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Terms of Service

Last Updated: December 15, 2025

Welcome to Venturella Insurance. These Terms of Service govern your use of our website and services. By accessing or using our services, you agree to be bound by these terms.

Acceptance of Terms

By creating an account, requesting a quote, purchasing insurance, or otherwise using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you may not use our services.

Eligibility

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into a binding agreement.

Account Registration

To access certain features of our services, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

Use of Services

You agree to use our services only for lawful purposes and in accordance with these terms. You may not use our services to engage in fraudulent activity, provide false or misleading information, violate any applicable laws or regulations, infringe upon the rights of others, or interfere with the operation of our services or systems.

Insurance Products

Venturella Insurance acts as an insurance broker or agent. We provide access to insurance products offered by third-party insurance carriers. All insurance policies are subject to the terms and conditions of the applicable insurance carrier. We make no guarantees regarding the approval of any insurance application or the terms of any policy offered.

Payment and Billing

You agree to pay all premiums and fees associated with your insurance policies in accordance with the payment terms provided. Failure to pay premiums may result in cancellation of your coverage. All payments are processed securely through our payment processors. We are not responsible for any fees charged by your financial institution.

Claims Process

All insurance claims must be submitted in accordance with the terms of your insurance policy and the procedures established by the insurance carrier. Venturella Insurance may assist you in filing claims but does not determine claim outcomes. All claim decisions are made by the insurance carrier in accordance with the policy terms.

Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Venturella Insurance or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure, or that any defects will be corrected. We make no warranties regarding the accuracy, reliability, or completeness of any information provided through our services.

Limitation of Liability

To the maximum extent permitted by law, Venturella Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or use, arising out of or related to your use of our services, even if we have been advised of the possibility of such damages. Our total liability for any claims arising out of or related to these terms or our services shall not exceed the amount paid by you to us in the twelve months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless Venturella Insurance and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of our services, your violation of these terms, or your violation of any rights of another party.

Modification of Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any material changes by posting the updated terms on our website and updating the "Last Updated" date. Your continued use of our services after such changes constitutes your acceptance of the modified terms.

Termination

We may suspend or terminate your access to our services at any time, with or without cause or notice, including if we believe you have violated these terms. Upon termination, your right to use our services will immediately cease. Any provisions of these terms that by their nature should survive termination shall survive, including warranty disclaimers, limitations of liability, and dispute resolution provisions.

Governing Law and Dispute Resolution

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law provisions. Any disputes arising out of or related to these terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive relief in court.

Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely reflects the intent of the original provision.

Contact Information

If you have questions about these Terms of Service, please contact us at:

Venturella Insurance
3450 Triumph Blvd
Lehi UT 84043
Email: [email protected]
Phone: +1 (435) 269-5680